Colorado PERA’s Highest Average Salary (HAS) percentage tables show you, based on your age and years of service at retirement, what percentage of your HAS will be used to calculate your monthly retirement benefit. Use the chart below to determine which table applies to you.
The shaded areas on the tables indicate reduced service retirement percentages. The percentages in the shaded areas on tables PERA 2, PERA 4, PERA 6, PERA 7, PERA 8, DPS 3, DPS 4, and State Troopers/CBI Agents 2 ensure that, as of the effective date of retirement, your reduced service retirement benefit is the actuarial equivalent of your full service retirement benefit. These percentages are subject to change based on actuarial experience.
| Benefit Structure | Membership Date | 5 Years of Service Credit as of January 1, 2011 |
Retirement Eligibility | Table Effective January 1, 2017 |
|---|---|---|---|---|
| PERA | On or before June 30, 2005 |
Yes | Eligible January 1, 2011 |
PERA 1 |
| PERA | On or before June 30, 2005 |
Yes | Not eligible January 1, 2011 |
PERA 2 |
| PERA | Between July 1, 2005, and December 31, 2006 |
Yes | Eligible January 1, 2011 |
PERA 3 |
| PERA | Between July 1, 2005, and December 31, 2006 |
Yes | Not eligible January 1, 2011 |
PERA 4 |
| PERA | Between January 1, 2007, and December 31, 2010 |
N/A | Eligible January 1, 2011 |
PERA 5 |
| PERA | Between January 1, 2007, and December 31, 2010 |
N/A | Not eligible January 1, 2011 |
PERA 6 |
| PERA | On or before December 31, 2006 |
No | N/A | PERA 6 |
| PERA | Between January 1, 2011, and December 31, 2016 |
N/A | N/A | PERA 7 |
| PERA | On or after January 1, 2017, and the most recent 10 years of service are in the School or DPS Division | N/A | N/A | PERA 7 |
| PERA | On or after January 1, 2017 | N/A | N/A | PERA 8 |
| DPS | On or before June 30, 2005 |
Yes | Eligible January 1, 2011 |
DPS 1 |
| DPS | Between July 1, 2005, and December 31, 2009 |
Yes | Eligible January 1, 2011 |
DPS 2 |
| DPS | On or before December 31, 2009 |
Yes | Not eligible January 1, 2011 |
DPS 3 |
| DPS | On or before December 31, 2009 |
No | N/A | DPS 4 |
| State Troopers/ CBI Agents |
N/A | N/A | Eligible January 1, 2011 |
State Troopers/CBI Agents 1 |
| State Troopers/ CBI Agents |
N/A | N/A | Not eligible January 1, 2011 |
State Troopers/CBI Agents 2 |