When planning for your retirement, you have the option to purchase service credit so that you may be able to do one or more of the following:

• Receive a higher benefit amount
• Retire earlier
• Receive a larger health care subsidy in retirement if you enroll in PERACare

Your eligibility and cost to purchase service credit is dependent on several factors including:

• The date your current membership began
• Your Highest Average Salary (HAS)
• The type of purchase you are making
• Your age at the time of purchase

All service credit purchases must be completed before you retire or leave a job covered under PERA.