As a traditional pension plan with many added features, Colorado PERA provides you with comprehensive benefits and helps you navigate the road to retirement.

Welcome PERA Members

As a PERA member, you contribute a percentage of every paycheck to PERA. In exchange, you’ll receive a lifetime defined benefit payment, sometimes called a pension, at retirement.* Beyond that monthly benefit check, PERA also provides built-in benefits like survivor and disability benefit programs.* And you have options for additional financial security, by enrolling in our life insurance and PERAPlus 401(k) and 457 Plans or purchasing service credit.

On this page, you will find the tools and information you need to map your retirement–whether it’s years away or just around the corner.

* For members of PERA's Defined Benefit Plan. If you were eligible for PERAChoice and elected to participate in the PERA DC Plan, see Your PERA Benefits - PERAChoice Provisions or the PERA Defined Contribution (DC) Plan page for information on your benefits.

Leaving PERA-Covered Employment

Purchasing Service Credit

Preparing for Retirement

Colorado PERA and Social Security

Colorado PERA and Social Security


PERAPlus and DC Plans

The PERAPlus 401(k) and 457 Plans are voluntary retirement savings programs offered by PERA. The PERA DC Plan is available for certain employees who are eligible for PERAChoice.


Active members are eligible to enroll in PERACare if their employer has joined the program and they meet the employer's eligibility requirements.

Life Insurance

PERA offers an optional decreasing term life insurance program administered by Unum.

Member Insights


Aug 22, 2016
For the fifth consecutive year, Colorado PERA received a clean financial audit.
Jul 22, 2016
Counseling appointments are now available at Colorado PERA’s new satellite office in Lone Tree. To reserve an individual appointment,...

Member Report

Jul 5, 2016
The traditional Colorado PERA Defined Benefit (DB) Plan, also called a pension, isn’t the only retirement option for some members. The PERA Defined Contribution (DC) Plan, similar to a 401(k) plan, is an alternative for some State of Colorado and community college employees.
Jul 5, 2016
You have the opportunity to be an advocate for Colorado PERA and the security of your retirement benefit.

Inactive Member News

Nov 23, 2015
If you’re considering taking a refund of your Colorado PERA account, consider what you’ll be giving up.
Nov 23, 2015
Even though you’re not an active Colorado PERA member anymore, your account continues to increase.