Members

As a hybrid defined benefit plan, Colorado PERA provides you with comprehensive benefits and helps you navigate the road to retirement.

Welcome PERA Members

As a PERA member, you contribute a percentage of every paycheck to PERA. In exchange, you’ll receive a lifetime defined benefit payment, sometimes called a pension, at retirement.* Beyond that monthly benefit check, PERA also provides built-in benefits like survivor and disability benefit programs.* And you have options for additional financial security, by enrolling in our life insurance and PERAPlus 401(k) and 457 Plans or purchasing service credit.

On this page, you will find the tools and information you need to map your retirement–whether it’s years away or just around the corner.

* For members of PERA's Defined Benefit Plan. If you were eligible for PERAChoice and elected to participate in the PERA DC Plan, see Your PERA Benefits - PERAChoice Provisions or the PERA Defined Contribution (DC) Plan page for information on your benefits.

Leaving PERA-Covered Employment

Purchasing Service Credit

Preparing for Retirement

Colorado PERA and Social Security

Colorado PERA and Social Security

Programs

PERAPlus and DC Plans

The PERAPlus 401(k) and 457 Plans are voluntary retirement savings programs offered by PERA. The PERA DC Plan is available for certain employees who are eligible for PERAChoice.

doctors

Active members are eligible to enroll in PERACare if their employer has joined the program and they meet the employer's eligibility requirements.

Life Insurance

PERA offers an optional decreasing term life insurance program administered by Unum.

Member Insights

PERA News

Jun 23, 2017
Colorado PERA School Division members elected Tina Mueh and re-elected Marcus A. Pennell to the 16-member Board of Trustees.
Jun 23, 2017
Colorado PERA returned 7.3 percent adding $3 billion in net investment income in 2016 according to its Comprehensive Annual Financial Report (CAFR) released today by the PERA Board of Trustees.

Member Report

Mar 27, 2017
Your Colorado PERA benefit is never reduced, regardless of what other retirement income you may have. That’s not necessarily the case with a benefit from Social Security.
Mar 27, 2017
Two long-time executives at Colorado PERA retired in early 2017: Karl Greve, Chief Financial Officer, and Jennifer Paquette, Chief Investment Officer.

Inactive Member News

Nov 30, 2016
Since you’ve chosen to keep your account at Colorado PERA, remember that you have access to the following resources to help you better...
Nov 30, 2016
Go to www.copera.org/paperless . Enter your Social Security number and email address. Click submit.