As a traditional pension plan with many added features, Colorado PERA provides you with comprehensive benefits and helps you navigate the road to retirement.

Welcome PERA Members

As a PERA member, you contribute a percentage of every paycheck to PERA. In exchange, you’ll receive a lifetime defined benefit payment, sometimes called a pension, at retirement.* Beyond that monthly benefit check, PERA also provides built-in benefits like survivor and disability benefit programs.* And you have options for additional financial security, by enrolling in our life insurance and PERAPlus 401(k) and 457 Plans or purchasing service credit.

On this page, you will find the tools and information you need to map your retirement–whether it’s years away or just around the corner.

* For members of PERA's Defined Benefit Plan. If you were eligible for PERAChoice and elected to participate in the PERA DC Plan, see Your PERA Benefits - PERAChoice Provisions or the PERA Defined Contribution (DC) Plan page for information on your benefits.

Leaving PERA-Covered Employment

Purchasing Service Credit

Preparing for Retirement


PERAPlus and DC Plans

The PERAPlus 401(k) and 457 Plans are voluntary retirement savings programs offered by PERA. The PERA DC Plan is available for certain employees who are eligible for PERAChoice.


Active members are eligible to enroll in PERACare if their employer has joined the program and they meet the employer's eligibility requirements.

Life Insurance

PERA offers an optional decreasing term life insurance program administered by Unum.

Member Insights


Apr 20, 2015
Look for the spring Retiree Report in your mailbox this week. In it, you’ll find information on several new opportunities.
Apr 16, 2015
Disabled children of PERA retirees may now be eligible to receive PERA benefits without penalty through Supplemental Needs Trust designation.

Member Report

Mar 2, 2015
Haven’t visited The Dime lately? Colorado PERA’s blog has a vibrant new look and a fresh group of lively bloggers. It’s a great time to check it out.
Mar 2, 2015
Few things are as hard to think about as what will happen to our loved ones after we die. Careful planning today can help to make a difficult situation a bit easier.

Inactive Member News

Oct 27, 2014
1. Your PERA account will continue to grow. Your account will continue to earn interest on member contributions at a fixed rate. 2...
Oct 27, 2014
At PERA, we have a few main objectives. We accumulate the retirement savings of our members, we effectively and efficiently invest...