As a traditional pension plan with many added features, Colorado PERA provides you with comprehensive benefits and helps you navigate the road to retirement.

Welcome PERA Members

As a PERA member, you contribute a percentage of every paycheck to PERA. In exchange, you’ll receive a lifetime defined benefit payment, sometimes called a pension, at retirement.* Beyond that monthly benefit check, PERA also provides built-in benefits like survivor and disability benefit programs.* And you have options for additional financial security, by enrolling in our life insurance and PERAPlus 401(k) and 457 Plans or purchasing service credit.

On this page, you will find the tools and information you need to map your retirement–whether it’s years away or just around the corner.

* For members of PERA's Defined Benefit Plan. If you were eligible for PERAChoice and elected to participate in the PERA DC Plan, see Your PERA Benefits - PERAChoice Provisions or the PERA Defined Contribution (DC) Plan page for information on your benefits.

Leaving PERA-Covered Employment

Purchasing Service Credit

Preparing for Retirement


PERAPlus and DC Plans

The PERAPlus 401(k) and 457 Plans are voluntary retirement savings programs offered by PERA. The PERA DC Plan is available for certain employees who are eligible for PERAChoice.


Active members are eligible to enroll in PERACare if their employer has joined the program and they meet the employer's eligibility requirements.

Life Insurance

PERA offers an optional decreasing term life insurance program administered by Unum.

Member Insights


May 2, 2016
Eligible members should receive a ballot package in the coming days for the PERA Board of Trustees election.
Apr 27, 2016
PERA has launched a new online portal to increase communication and interaction with potential emerging managers as well as traditional investment managers

Member Report

Mar 14, 2016
An updated version of the Your PERA Benefits booklet is available. It contains everything you need to know about Colorado PERA.
Mar 14, 2016
Don’t miss your chance to enroll in Colorado PERA’s life insurance program during the annual open enrollment.

Inactive Member News

Nov 23, 2015
Shed some light on your finances. At you’ll find tips on everything from buying and selling a house to estimating stock returns to credit scores, and much more.
Nov 23, 2015
You may need to take action to ensure that your account stays at PERA. If you have less than five years of service credit, PERA must hear from you at least once every five years.