As a hybrid defined benefit plan, Colorado PERA provides you with comprehensive benefits and helps you navigate the road to retirement.

Welcome PERA Members

As a PERA member, you contribute a percentage of every paycheck to PERA. In exchange, you’ll receive a lifetime defined benefit payment, sometimes called a pension, at retirement.* Beyond that monthly benefit check, PERA also provides built-in benefits like survivor and disability benefit programs.* And you have options for additional financial security, by enrolling in our life insurance and PERAPlus 401(k) and 457 Plans or purchasing service credit.

On this page, you will find the tools and information you need to map your retirement–whether it’s years away or just around the corner.

* For members of PERA's Defined Benefit Plan. If you were eligible for PERAChoice and elected to participate in the PERA DC Plan, see Your PERA Benefits - PERAChoice Provisions or the PERA Defined Contribution (DC) Plan page for information on your benefits.

Leaving PERA-Covered Employment

Purchasing Service Credit

Preparing for Retirement

Colorado PERA and Social Security

Colorado PERA and Social Security


PERAPlus and DC Plans

The PERAPlus 401(k) and 457 Plans are voluntary retirement savings programs offered by PERA. The PERA DC Plan is available for certain employees who are eligible for PERAChoice.


Active members are eligible to enroll in PERACare if their employer has joined the program and they meet the employer's eligibility requirements.

Life Insurance

PERA offers an optional decreasing term life insurance program administered by Unum.

Member Insights


May 12, 2017
Colorado PERA’s meetings scheduled for Monday, June 13, 2017, have moved from the Roaring Fork School District Board Room at 1405 Grand Ave., in Glenwood Springs, to Glenwood Springs High School, located at 1521 Grand Ave., Room 1501.
May 2, 2017
Colorado PERA is embarking on an effort to inform and listen to its members, retirees, employers, and taxpayers about improving PERA’s funded status and reducing its risk exposure.

Member Report

Mar 27, 2017
​The Colorado PERA Board of Trustees works to shape policies that directly affect your retirement. Members in the School Division should look for a ballot package in the mail in early May.
Mar 27, 2017
Colorado PERA named Amy McGarrity as its new Chief Investment Officer on March 6, 2017.

Inactive Member News

Nov 30, 2016
Go to . Enter your Social Security number and email address. Click submit.
Nov 30, 2016
You can now opt in to a new program that adds an extra layer of security when you access your Colorado PERA account. Multifactor...