As a traditional pension plan with many added features, Colorado PERA provides you with comprehensive benefits and helps you navigate the road to retirement.

Welcome PERA Members

As a PERA member, you contribute a percentage of every paycheck to PERA. In exchange, you’ll receive a lifetime defined benefit payment, sometimes called a pension, at retirement.* Beyond that monthly benefit check, PERA also provides built-in benefits like survivor and disability benefit programs.* And you have options for additional financial security, by enrolling in our life insurance and PERAPlus 401(k) and 457 Plans or purchasing service credit.

On this page, you will find the tools and information you need to map your retirement–whether it’s years away or just around the corner.

* For members of PERA's Defined Benefit Plan. If you were eligible for PERAChoice and elected to participate in the PERA DC Plan, see Your PERA Benefits - PERAChoice Provisions or the PERA Defined Contribution (DC) Plan page for information on your benefits.

Leaving PERA-Covered Employment

Purchasing Service Credit

Preparing for Retirement


PERAPlus and DC Plans

The PERAPlus 401(k) and 457 Plans are voluntary retirement savings programs offered by PERA. The PERA DC Plan is available for certain employees who are eligible for PERAChoice.


Active members are eligible to enroll in PERACare if their employer has joined the program and they meet the employer's eligibility requirements.

Life Insurance

PERA offers an optional decreasing term life insurance program administered by Unum.

Member Insights


May 20, 2015
The offices of Colorado PERA will be closed on Monday, May 25, 2015, in observance of Memorial Day.
May 1, 2015
Information on the candidates for the Board of Trustees election is now available online.

Member Report

Mar 2, 2015
If you’re planning on retiring this summer, take a few minutes to make sure that you’re completing the necessary steps.
Mar 2, 2015
4-5 Years Before Retirement: attend PERA meetings, get PERA PIN and create your User ID and password

Inactive Member News

Oct 27, 2014
Are you passionate about public employment? Or maybe you’d like to clear up some misconceptions about Colorado PERA? Not so long ago,...
Oct 27, 2014
The following are some frequently asked questions about how Social Security works with a Colorado PERA benefit. Will my PERA benefit...