Members

As a hybrid defined benefit plan, Colorado PERA provides you with comprehensive benefits and helps you navigate the road to retirement.

Welcome PERA Members

As a PERA member, you contribute a percentage of every paycheck to PERA. In exchange, you’ll receive a lifetime defined benefit payment, sometimes called a pension, at retirement.* Beyond that monthly benefit check, PERA also provides built-in benefits like survivor and disability benefit programs.* And you have options for additional financial security, by enrolling in our life insurance and PERAPlus 401(k) and 457 Plans or purchasing service credit.

On this page, you will find the tools and information you need to map your retirement–whether it’s years away or just around the corner.

* For members of PERA's Defined Benefit Plan. If you were eligible for PERAChoice and elected to participate in the PERA DC Plan, see Your PERA Benefits - PERAChoice Provisions or the PERA Defined Contribution (DC) Plan page for information on your benefits.

Leaving PERA-Covered Employment

Purchasing Service Credit

Preparing for Retirement

Colorado PERA and Social Security

Colorado PERA and Social Security

Programs

PERAPlus and DC Plans

The PERAPlus 401(k) and 457 Plans are voluntary retirement savings programs offered by PERA. The PERA DC Plan is available for certain employees who are eligible for PERAChoice.

doctors

Active members are eligible to enroll in PERACare if their employer has joined the program and they meet the employer's eligibility requirements.

Life Insurance

PERA offers an optional decreasing term life insurance program administered by Unum.

Member Insights

PERA News

Jul 28, 2017
Don’t forget that eligible retirees and benefit recipients will receive an annual increase with their July 31 benefit payment.
Jun 30, 2017
For most eligible retirees and benefit recipients, the annual increase (AI) to be paid on July 31 will be 2 percent. Other eligible retirees and benefit recipients, specifically those who began PERA membership on and after January 1, 2007, will have an AI of 1 percent.

Member Report

Jul 18, 2017
How Colorado PERA benefits relate to Social Security is one of the most misunderstood topics among members. PERA has answers to some frequently asked questions.
Jul 18, 2017
Colorado PERA offers much more than a traditional pension plan. Consider how saving in the PERAPlus 401(k) or 457 Plan could benefit you.

Inactive Member News

Nov 30, 2016
Go to www.copera.org/paperless . Enter your Social Security number and email address. Click submit.
Nov 30, 2016
You can now opt in to a new program that adds an extra layer of security when you access your Colorado PERA account. Multifactor...