As a traditional pension plan with many added features, Colorado PERA provides you with comprehensive benefits and helps you navigate the road to retirement.

Welcome PERA Members

As a PERA member, you contribute a percentage of every paycheck to PERA. In exchange, you’ll receive a lifetime defined benefit payment, sometimes called a pension, at retirement.* Beyond that monthly benefit check, PERA also provides built-in benefits like survivor and disability benefit programs.* And you have options for additional financial security, by enrolling in our life insurance and PERAPlus 401(k) and 457 Plans or purchasing service credit.

On this page, you will find the tools and information you need to map your retirement–whether it’s years away or just around the corner.

* For members of PERA's Defined Benefit Plan. If you were eligible for PERAChoice and elected to participate in the PERA DC Plan, see Your PERA Benefits - PERAChoice Provisions or the PERA Defined Contribution (DC) Plan page for information on your benefits.

Leaving PERA-Covered Employment

Purchasing Service Credit

Preparing for Retirement


PERAPlus and DC Plans

The PERAPlus 401(k) and 457 Plans are voluntary retirement savings programs offered by PERA. The PERA DC Plan is available for certain employees who are eligible for PERAChoice.


Active members are eligible to enroll in PERACare if their employer has joined the program and they meet the employer's eligibility requirements.

Life Insurance

PERA offers an optional decreasing term life insurance program administered by Unum.

Member Insights


Jul 14, 2015
For the fourth consecutive year, the Colorado Public Employees’ Retirement Association (PERA) received a clean financial audit.
Jul 13, 2015
Today, the Colorado State Auditor’s Office released a report examining Colorado PERA’s retirement plan design comparing it to alternative public and private sector retirement savings options, including Social Security.

Member Report

Jul 2, 2015
Carolyn Jonas-Morrison is now Vice Chair of the Colorado PERA Board of Trustees.
Jul 2, 2015
The votes from the Board election have been tabulated and Richard L. Gabriel and Timothy M. O’Brien received the highest number of votes. Additionally, Roger P. Johnson was appointed by Governor Hickenlooper to fill the vacancy

Inactive Member News

Oct 27, 2014
1. It’s clutter-free. Colorado PERA mail won’t accumulate because we’ll stop sending you printed materials. 2. It’s immediate. You’ll...
Oct 27, 2014
You must either refund your account or start a monthly benefit by April 1 following the later of: The year in which you reach age 70½...