Members

As a traditional pension plan with many added features, Colorado PERA provides you with comprehensive benefits and helps you navigate the road to retirement.

Welcome PERA Members

As a PERA member, you contribute a percentage of every paycheck to PERA. In exchange, you’ll receive a lifetime defined benefit payment, sometimes called a pension, at retirement.* Beyond that monthly benefit check, PERA also provides built-in benefits like survivor and disability benefit programs.* And you have options for additional financial security, by enrolling in our life insurance and PERAPlus 401(k) and 457 Plans or purchasing service credit.

On this page, you will find the tools and information you need to map your retirement–whether it’s years away or just around the corner.

* For members of PERA's Defined Benefit Plan. If you were eligible for PERAChoice and elected to participate in the PERA DC Plan, see Your PERA Benefits - PERAChoice Provisions or the PERA Defined Contribution (DC) Plan page for information on your benefits.

Leaving PERA-Covered Employment

Purchasing Service Credit

Preparing for Retirement

Colorado PERA and Social Security

Colorado PERA and Social Security

Programs

PERAPlus and DC Plans

The PERAPlus 401(k) and 457 Plans are voluntary retirement savings programs offered by PERA. The PERA DC Plan is available for certain employees who are eligible for PERAChoice.

doctors

Active members are eligible to enroll in PERACare if their employer has joined the program and they meet the employer's eligibility requirements.

Life Insurance

PERA offers an optional decreasing term life insurance program administered by Unum.

Member Insights

PERA News

Feb 10, 2017
On Friday, February, 10, 2017, the Colorado PERA Board of Trustees voted on four pieces of legislation concerning PERA governance,...
Jan 27, 2017
The PERA Board of Trustees met on Friday, January 20, and learned more about the impact of recent Board action on PERA’s funded status.

Member Report

Oct 12, 2016
An updated version of the Your PERA Benefits booklet is available. Your PERA Benefits contains everything you need to know about Colorado PERA
Oct 12, 2016
At its September meeting, the Colorado PERA Board of Trustees appointed Guillermo Barriga to fill the seat vacated by the resignation of Scott Noller.

Inactive Member News

Nov 30, 2016
Go to www.copera.org/paperless . Enter your Social Security number and email address. Click submit.
Nov 30, 2016
You can now opt in to a new program that adds an extra layer of security when you access your Colorado PERA account. Multifactor...