As a traditional pension plan with many added features, Colorado PERA provides you with comprehensive benefits and helps you navigate the road to retirement.

Welcome PERA Members

As a PERA member, you contribute a percentage of every paycheck to PERA. In exchange, you’ll receive a lifetime defined benefit payment, sometimes called a pension, at retirement.* Beyond that monthly benefit check, PERA also provides built-in benefits like survivor and disability benefit programs.* And you have options for additional financial security, by enrolling in our life insurance and PERAPlus 401(k) and 457 Plans or purchasing service credit.

On this page, you will find the tools and information you need to map your retirement–whether it’s years away or just around the corner.

* For members of PERA's Defined Benefit Plan. If you were eligible for PERAChoice and elected to participate in the PERA DC Plan, see Your PERA Benefits - PERAChoice Provisions or the PERA Defined Contribution (DC) Plan page for information on your benefits.

Leaving PERA-Covered Employment

Purchasing Service Credit

Preparing for Retirement


PERAPlus and DC Plans

The PERAPlus 401(k) and 457 Plans are voluntary retirement savings programs offered by PERA. The PERA DC Plan is available for certain employees who are eligible for PERAChoice.


Active members are eligible to enroll in PERACare if their employer has joined the program and they meet the employer's eligibility requirements.

Life Insurance

PERA offers an optional decreasing term life insurance program administered by Unum.

Member Insights


May 2, 2016
Eligible members should receive a ballot package in the coming days for the PERA Board of Trustees election.
Apr 27, 2016
PERA has launched a new online portal to increase communication and interaction with potential emerging managers as well as traditional investment managers

Member Report

Mar 14, 2016
Colorado PERA recently named four new Directors: Jack Dillman as Director of Facilities, Jessica Linart as Director of Insurance, Tara May as Director of Communications and External Affairs, and Gary Ratliff as Director of the Opportunity Fund.
Mar 14, 2016
A key fee for PERAPlus 401(k), PERAPlus 457, and PERA DC Plan participants was reduced from 0.14 percent to 0.11 percent, effective...

Inactive Member News

Nov 23, 2015
Go to . Enter your Social Security number and email address. Click submit.
Nov 23, 2015
You have access to valuable personalized information through .