As a traditional pension plan with many added features, Colorado PERA provides you with comprehensive benefits and helps you navigate the road to retirement.

Welcome PERA Members

As a PERA member, you contribute a percentage of every paycheck to PERA. In exchange, you’ll receive a lifetime defined benefit payment, sometimes called a pension, at retirement.* Beyond that monthly benefit check, PERA also provides built-in benefits like survivor and disability benefit programs.* And you have options for additional financial security, by enrolling in our life insurance and PERAPlus 401(k) and 457 Plans or purchasing service credit.

On this page, you will find the tools and information you need to map your retirement–whether it’s years away or just around the corner.

* For members of PERA's Defined Benefit Plan. If you were eligible for PERAChoice and elected to participate in the PERA DC Plan, see Your PERA Benefits - PERAChoice Provisions or the PERA Defined Contribution (DC) Plan page for information on your benefits.

Leaving PERA-Covered Employment

Purchasing Service Credit

Preparing for Retirement

Colorado PERA and Social Security

Colorado PERA and Social Security


PERAPlus and DC Plans

The PERAPlus 401(k) and 457 Plans are voluntary retirement savings programs offered by PERA. The PERA DC Plan is available for certain employees who are eligible for PERAChoice.


Active members are eligible to enroll in PERACare if their employer has joined the program and they meet the employer's eligibility requirements.

Life Insurance

PERA offers an optional decreasing term life insurance program administered by Unum.

Member Insights


Oct 12, 2016
Suggested changes to Colorado PERA’s Rules are now available on the Proposed Changes to Colorado PERA Rules fact sheet. Information on...
Oct 3, 2016
"Your low cost, high service performance is particularly impressive given your ‘tough’ peer group.” That’s what CEM Benchmarking, an international firm that analyzes pension fund service delivery, noted about Colorado PERA

Member Report

Oct 12, 2016
At its September meeting, the Colorado PERA Board of Trustees appointed Guillermo Barriga to fill the seat vacated by the resignation of Scott Noller.
Oct 12, 2016
Every year, Colorado PERA holds elections for seats on its Board of Trustees. If you are interested in learning more about running for the PERA Board in 2017, information on how to be placed on the ballot will be available online in January.

Inactive Member News

Nov 23, 2015
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Nov 23, 2015
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