As a traditional pension plan with many added features, Colorado PERA provides you with comprehensive benefits and helps you navigate the road to retirement.

Welcome PERA Members

As a PERA member, you contribute a percentage of every paycheck to PERA. In exchange, you’ll receive a lifetime defined benefit payment, sometimes called a pension, at retirement.* Beyond that monthly benefit check, PERA also provides built-in benefits like survivor and disability benefit programs.* And you have options for additional financial security, by enrolling in our life insurance and PERAPlus 401(k) and 457 Plans or purchasing service credit.

On this page, you will find the tools and information you need to map your retirement–whether it’s years away or just around the corner.

* For members of PERA's Defined Benefit Plan. If you were eligible for PERAChoice and elected to participate in the PERA DC Plan, see Your PERA Benefits - PERAChoice Provisions or the PERA Defined Contribution (DC) Plan page for information on your benefits.

Leaving PERA-Covered Employment

Purchasing Service Credit

Preparing for Retirement


PERAPlus and DC Plans

The PERAPlus 401(k) and 457 Plans are voluntary retirement savings programs offered by PERA. The PERA DC Plan is available for certain employees who are eligible for PERAChoice.


Active members are eligible to enroll in PERACare if their employer has joined the program and they meet the employer's eligibility requirements.

Life Insurance

PERA offers an optional decreasing term life insurance program administered by Unum.

Member Insights


Mar 2, 2015
The spring Member Report will be hitting mailboxes this week. This issue is focused on making sure members are aware of the tools...
Feb 20, 2015
PERA meetings scheduled for Saturday, February 21, 2015, in Colorado Springs and Fort Collins have been canceled.

Member Report

Mar 2, 2015
Anthem, one of the health care providers in PERACare, was recently the target of a cyberattack.
Mar 2, 2015
It’s clutter-free. Colorado PERA mail won’t accumulate because we’ll stop sending you printed materials.

Inactive Member News

Oct 27, 2014
Look for a redesign of Colorado PERA’s website this winter. We’re still working on the finishing touches, but you can expect: A bold...
Oct 27, 2014
Since you’ve chosen to keep your account at PERA, it’s important that we keep you updated on where you stand by sending you a...