As a traditional pension plan with many added features, Colorado PERA provides you with comprehensive benefits and helps you navigate the road to retirement.

Welcome PERA Members

As a PERA member, you contribute a percentage of every paycheck to PERA. In exchange, you’ll receive a lifetime defined benefit payment, sometimes called a pension, at retirement.* Beyond that monthly benefit check, PERA also provides built-in benefits like survivor and disability benefit programs.* And you have options for additional financial security, by enrolling in our life insurance and PERAPlus 401(k) and 457 Plans or purchasing service credit.

On this page, you will find the tools and information you need to map your retirement–whether it’s years away or just around the corner.

* For members of PERA's Defined Benefit Plan. If you were eligible for PERAChoice and elected to participate in the PERA DC Plan, see Your PERA Benefits - PERAChoice Provisions or the PERA Defined Contribution (DC) Plan page for information on your benefits.

Leaving PERA-Covered Employment

Purchasing Service Credit

Preparing for Retirement


PERAPlus and DC Plans

The PERAPlus 401(k) and 457 Plans are voluntary retirement savings programs offered by PERA. The PERA DC Plan is available for certain employees who are eligible for PERAChoice.


Active members are eligible to enroll in PERACare if their employer has joined the program and they meet the employer's eligibility requirements.

Life Insurance

PERA offers an optional decreasing term life insurance program administered by Unum.

Member Insights


Feb 12, 2016
Colorado PERA has rescheduled the two Boulder meetings that were canceled earlier this month.
Feb 2, 2016
Colorado PERA's meetings scheduled for Tuesday, February 2, 2016, in Loveland and Springfield are canceled due to the current winter storm and heavy snow conditions throughout Colorado.

Member Report

Sep 14, 2015
You may already know that the Colorado PERA retirement plan is a defined benefit (DB) plan, but do you know the difference between...
Sep 14, 2015
We welcome independent, third-party analysis of PERA’s hybrid Defined Benefit (DB) Plan design because we consistently seek innovation...

Inactive Member News

Nov 23, 2015
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Nov 23, 2015
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