As a traditional pension plan with many added features, Colorado PERA provides you with comprehensive benefits and helps you navigate the road to retirement.

Welcome PERA Members

As a PERA member, you contribute a percentage of every paycheck to PERA. In exchange, you’ll receive a lifetime defined benefit payment, sometimes called a pension, at retirement.* Beyond that monthly benefit check, PERA also provides built-in benefits like survivor and disability benefit programs.* And you have options for additional financial security, by enrolling in our life insurance and PERAPlus 401(k) and 457 Plans or purchasing service credit.

On this page, you will find the tools and information you need to map your retirement–whether it’s years away or just around the corner.

* For members of PERA's Defined Benefit Plan. If you were eligible for PERAChoice and elected to participate in the PERA DC Plan, see Your PERA Benefits - PERAChoice Provisions or the PERA Defined Contribution (DC) Plan page for information on your benefits.

Leaving PERA-Covered Employment

Purchasing Service Credit

Preparing for Retirement

Colorado PERA and Social Security

Colorado PERA and Social Security


PERAPlus and DC Plans

The PERAPlus 401(k) and 457 Plans are voluntary retirement savings programs offered by PERA. The PERA DC Plan is available for certain employees who are eligible for PERAChoice.


Active members are eligible to enroll in PERACare if their employer has joined the program and they meet the employer's eligibility requirements.

Life Insurance

PERA offers an optional decreasing term life insurance program administered by Unum.

Member Insights


Aug 22, 2016
For the fifth consecutive year, Colorado PERA received a clean financial audit.
Jul 22, 2016
Counseling appointments are now available at Colorado PERA’s new satellite office in Lone Tree. To reserve an individual appointment,...

Member Report

Jul 5, 2016
As many of you know, 2015 was a difficult year for financial markets, and for Colorado PERA it was no different. Our rate of return for the year ending December 31, 2015, was 1.5 percent.
Jul 5, 2016
Not only is your go-to resource for money saving tips, it also features the stories of members like you.

Inactive Member News

Nov 23, 2015
You have access to valuable personalized information through .
Nov 23, 2015
Since you’ve chosen to keep your account at PERA, it’s important that you have an understanding of your benefits.