As a traditional pension plan with many added features, Colorado PERA provides you with comprehensive benefits and helps you navigate the road to retirement.

Welcome PERA Members

As a PERA member, you contribute a percentage of every paycheck to PERA. In exchange, you’ll receive a lifetime defined benefit payment, sometimes called a pension, at retirement.* Beyond that monthly benefit check, PERA also provides built-in benefits like survivor and disability benefit programs.* And you have options for additional financial security, by enrolling in our life insurance and PERAPlus 401(k) and 457 Plans or purchasing service credit.

On this page, you will find the tools and information you need to map your retirement–whether it’s years away or just around the corner.

* For members of PERA's Defined Benefit Plan. If you were eligible for PERAChoice and elected to participate in the PERA DC Plan, see Your PERA Benefits - PERAChoice Provisions or the PERA Defined Contribution (DC) Plan page for information on your benefits.

Leaving PERA-Covered Employment

Purchasing Service Credit

Preparing for Retirement


PERAPlus and DC Plans

The PERAPlus 401(k) and 457 Plans are voluntary retirement savings programs offered by PERA. The PERA DC Plan is available for certain employees who are eligible for PERAChoice.


Active members are eligible to enroll in PERACare if their employer has joined the program and they meet the employer's eligibility requirements.

Life Insurance

PERA offers an optional decreasing term life insurance program administered by Unum.

Member Insights


Sep 29, 2015
A list of questions and responses for the investment consultant RFP is now available.
Sep 28, 2015
With PERACare open enrollment for retirees running through November 5, Colorado PERA may be experiencing longer than average call wait times.

Member Report

Sep 14, 2015
Every year, Colorado PERA holds elections for seats on its Board of Trustees. If you are interested in learning more about running for...
Sep 14, 2015
Brian T. Campbell recently replaced Richard L. Gabriel on Colorado PERA’s Board of Trustees. Gabriel was elected to the Judicial...

Inactive Member News

Oct 27, 2014
At PERA, we have a few main objectives. We accumulate the retirement savings of our members, we effectively and efficiently invest...
Oct 27, 2014
1. It’s clutter-free. Colorado PERA mail won’t accumulate because we’ll stop sending you printed materials. 2. It’s immediate. You’ll...