Members

As a traditional pension plan with many added features, Colorado PERA provides you with comprehensive benefits and helps you navigate the road to retirement.

Welcome PERA Members

As a PERA member, you contribute a percentage of every paycheck to PERA. In exchange, you’ll receive a lifetime defined benefit payment, sometimes called a pension, at retirement.* Beyond that monthly benefit check, PERA also provides built-in benefits like survivor and disability benefit programs.* And you have options for additional financial security, by enrolling in our life insurance and PERAPlus 401(k) and 457 Plans or purchasing service credit.

On this page, you will find the tools and information you need to map your retirement–whether it’s years away or just around the corner.

* For members of PERA's Defined Benefit Plan. If you were eligible for PERAChoice and elected to participate in the PERA DC Plan, see Your PERA Benefits - PERAChoice Provisions or the PERA Defined Contribution (DC) Plan page for information on your benefits.

Leaving PERA-Covered Employment

Purchasing Service Credit

Preparing for Retirement

Colorado PERA and Social Security

Colorado PERA and Social Security

Programs

PERAPlus and DC Plans

The PERAPlus 401(k) and 457 Plans are voluntary retirement savings programs offered by PERA. The PERA DC Plan is available for certain employees who are eligible for PERAChoice.

doctors

Active members are eligible to enroll in PERACare if their employer has joined the program and they meet the employer's eligibility requirements.

Life Insurance

PERA offers an optional decreasing term life insurance program administered by Unum.

Member Insights

PERA News

Jul 22, 2016
Counseling appointments are now available at Colorado PERA’s new satellite office in Lone Tree. To reserve an individual appointment,...
Jul 14, 2016
Annual increases will be paid to eligible benefit recipients with July’s benefit check. To learn more about the annual increase amount...

Member Report

Jul 5, 2016
Counseling appointments are now available at Colorado PERA’s new satellite office in Lone Tree.
Jul 5, 2016
In a tough market, Colorado PERA investments achieved more than $400 million over our policy benchmark for the year ended December 31, 2015.

Inactive Member News

Nov 23, 2015
Go to www.copera.org/paperless . Enter your Social Security number and email address. Click submit.
Nov 23, 2015
You have access to valuable personalized information through www.copera.org .