As a traditional pension plan with many added features, Colorado PERA provides you with comprehensive benefits and helps you navigate the road to retirement.

Welcome PERA Members

As a PERA member, you contribute a percentage of every paycheck to PERA. In exchange, you’ll receive a lifetime defined benefit payment, sometimes called a pension, at retirement.* Beyond that monthly benefit check, PERA also provides built-in benefits like survivor and disability benefit programs.* And you have options for additional financial security, by enrolling in our life insurance and PERAPlus 401(k) and 457 Plans or purchasing service credit.

On this page, you will find the tools and information you need to map your retirement–whether it’s years away or just around the corner.

* For members of PERA's Defined Benefit Plan. If you were eligible for PERAChoice and elected to participate in the PERA DC Plan, see Your PERA Benefits - PERAChoice Provisions or the PERA Defined Contribution (DC) Plan page for information on your benefits.

Leaving PERA-Covered Employment

Purchasing Service Credit

Preparing for Retirement


PERAPlus and DC Plans

The PERAPlus 401(k) and 457 Plans are voluntary retirement savings programs offered by PERA. The PERA DC Plan is available for certain employees who are eligible for PERAChoice.


Active members are eligible to enroll in PERACare if their employer has joined the program and they meet the employer's eligibility requirements.

Life Insurance

PERA offers an optional decreasing term life insurance program administered by Unum.

Member Insights


Mar 24, 2015
The address for the March 31 meetings in Littleton was incorrect in the Schedule of PERA Meetings
Mar 16, 2015
Gregory W. Smith was recently elected to the Center for Improving Value in Health Care (CIVHC) Board.

Member Report

Mar 2, 2015
4-5 Years Before Retirement: attend PERA meetings, get PERA PIN and create your User ID and password
Mar 2, 2015
Federal law affects your ability to collect both a Colorado PERA benefit and a Social Security benefit. While your PERA benefit will never be reduced because you also receive Social Security, two reductions may apply to your Social Security benefit.

Inactive Member News

Oct 27, 2014
The following are some frequently asked questions about how Social Security works with a Colorado PERA benefit. Will my PERA benefit...
Oct 27, 2014
1. You will forfeit any benefit rights. Any rights you have accrued during membership, including a future monthly benefit, will be...