A distant view shows a mountainous landscape with sloping peaks, green trees in the foreground, and a cloudy sky above.

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									<a class="doc_block" href="https://content.copera.org/wp-content/uploads/2025/04/benefit-information-meeting.pdf" target="_blank"><img decoding="async" src="https://content.copera.org/wp-content/themes/planeteria-plane/img/PDF.svg" class="img_icon" alt="download this document" width="17px">Benefit Information Meeting Presentation</a>
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Slide 1:&nbsp;Benefit Information Meeting



Slide 2: What Will Be Covered



<ul>
<li><a href="https://content.copera.org/your-pera-benefits/" target="_blank" rel="noreferrer noopener">Your PERA Benefits Guide</a></li>
</ul>



Slide 3: Plan Comparison



<ul>
<li><a href="/retirement-benefits#:~:text=As%20a%20PERA%20Defined%20Benefit,working%20with%20a%20PERA%20employer.&amp;text=Instead%2C%20you%20are%20only%20eligible,your%20DPS%20DB%20Plan%20account">Retirement Benefits</a></li>
</ul>



Slide 4: Contribution Distribution



<ul>
<li><a href="/member-contribution-rates">Member Contribution Rates</a></li>
</ul>



Slide 5: Basis of Defined Benefit



<ul>
<li><a href="/benefit-basics">Benefit Basics</a></li>
</ul>



Slide 6: Highest Average Salary (HAS)



<ul>
<li><a href="https://www.copera.org/welcome-pera-members/benefit-basics/how-your-pera-benefit-is-calculated">Highest Average Salary Calculation</a></li>
</ul>



Slide 7: HAS &#8211; 5 Years of Service



Slide 8: HAS &#8211; Switching Deductions from Pre to Post Tax



Slide 9: 5-Year HAS Calculation &#8211; 8% Cap



Slide 10: Age and Earned Service Credit



Slide 11: Purchasing Service Credit



<ul>
<li><a href="/purchasing-service-credit">Purchasing Service Credit</a></li>
</ul>



Slide 12: Helpful PERA Calculators



<ul>
<li><a href="https://www.youtube.com/watch?v=9_KMCoYmd30" target="_blank" rel="noreferrer noopener">Monthly Retirement Benefit Video</a></li>



<li><a href="https://copera.org/your-pera-journey-videos">Your PERA Journey Video</a></li>



<li><a href="https://www.copera.org/news/colorado-pera-releases-mobile-app-for-ios-android-devices">PERA Mobile App</a></li>
</ul>



Slide 13: Benefit Options



<ul>
<li><a href="/retirement-benefits">Retirement Benefits</a></li>
</ul>



Slide 14: HAS Tables



<ul>
<li><a href="https://www.copera.org/highest-average-salary-tables">Highest Average Salary Tables</a></li>
</ul>



Slide 15: Refunding



<ul>
<li><a href="https://content.copera.org/refund-rollover-request/" target="_blank" rel="noreferrer noopener">Refund/Rollover Your PERA DB Plan</a></li>
</ul>



Slide 16: Built-in Benefits



Slide 17: Survivor Benefits



<ul>
<li><a href="/survivor-benefits">Survivor Benefits</a></li>



<li><a href="https://content.copera.org/survivor-benefits-booklet/" target="_blank" rel="noreferrer noopener">Survivor Benefits booklet</a></li>
</ul>



Slide 18: PERA Disability Program



<ul>
<li><a href="/disability-benefits">Disability Coverage Through PERA</a></li>
</ul>



Slide 19: Voluntary Programs



Slide 20:&nbsp;PERAPlus 401(k) and 457



<ul>
<li><a href="/peraplus-401-k-457-plans">PERAPlus 401(k)/457 Plans</a></li>
</ul>



Slide 21:&nbsp;Life Insurance



<ul>
<li><a href="/life-insurance">Life Insurance</a></li>
</ul>



Slide 22: After Retirement



<ul>
<li><a href="/working-after-retirement">Working After Retirement</a></li>
</ul>



Slide 23: Social Security



<ul>
<li><a href="/pera-and-social-security">PERA and Social Security</a></li>
</ul>



Slide 24: PERACare



<ul>
<li><a href="/health-benefits-peracare">Health Benefits (PERACare)</a></li>
</ul>



Slide 25: Action Steps



Slide 26: Contact Colorado PERA



<ul>
<li>Customer Service # 800-759-7372</li>



<li>Website: <a href="http://www.copera.org">www.copera.org</a></li>
</ul>



Slide 27:&nbsp;Survey



<ul>
<li><a href="https://www.surveymonkey.com/r/peramtgfeedback" target="_blank" rel="noreferrer noopener">Survey Link</a></li>
</ul>