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Life Insurance Open Enrollment

 April 1 - May 31, 2024

A smiling woman with a child on a swing, and text "Financial protection for your loved ones".
GettyImages/Image Source/DigitalVision

Purchasing life insurance is a crucial step in protecting loved ones and building a secure financial future. A life insurance policy ensures that an untimely death isn't financially devastating. While you may already have life insurance through your employer, that coverage may not be enough to fully protect your loved ones.

That’s why Colorado PERA offers a supplemental life insurance program administered by Unum. Unum’s decreasing term life insurance policy can supplement the coverage you may already have through your employer.

Perks of the Unum Policy

  • Premiums start as low as $7.75 per month, and can be deducted from your paycheck by your employer.
  • Guaranteed coverage if you enroll between April 1 and May 31 – no health questions or exams required.
  • Automatic coverage for eligible dependents, at no additional cost.
  • You can continue Unum coverage while you are a PERA member and into retirement.

Annual Enrollment Ends May 31, 2024

You can enroll online by logging into your PERA account using your User ID and password, or you can print the form below and mail it to Unum.

Unum Life Insurance Enrollment Form