Members

As a hybrid defined benefit plan, Colorado PERA provides you with comprehensive benefits and helps you navigate the road to retirement.

Welcome PERA Members

As a PERA member, you contribute a percentage of every paycheck to PERA. In exchange, you’ll receive a lifetime defined benefit payment, sometimes called a pension, at retirement.* Beyond that monthly benefit check, PERA also provides built-in benefits like survivor and disability benefit programs.* And you have options for additional financial security, by enrolling in our life insurance and PERAPlus 401(k) and 457 Plans or purchasing service credit.

On this page, you will find the tools and information you need to map your retirement–whether it’s years away or just around the corner.

* For members of PERA's Defined Benefit Plan. If you were eligible for PERAChoice and elected to participate in the PERA DC Plan, see Your PERA Benefits - PERAChoice Provisions or the PERA Defined Contribution (DC) Plan page for information on your benefits.

Leaving PERA-Covered Employment

Purchasing Service Credit

Preparing for Retirement

Colorado PERA and Social Security

Colorado PERA and Social Security

Programs

PERAPlus and DC Plans

The PERAPlus 401(k) and 457 Plans are voluntary retirement savings programs offered by PERA. The PERA DC Plan is available for certain employees who are eligible for PERAChoice.

doctors

Active members are eligible to enroll in PERACare if their employer has joined the program and they meet the employer's eligibility requirements.

Life Insurance

PERA offers an optional decreasing term life insurance program administered by Unum.

Member Insights

PERA News

Jan 17, 2018
Beginning with the January benefit check, federal tax withholdings will reflect the 2018 tax tables associated with the Tax Cuts and Jobs Act of 2017.
Jan 17, 2018
The location of the Group Workshop and Benefit Information Meetings scheduled for January 22 will now be at the Holiday Inn Express & Suites.

Member Report

Oct 16, 2017
At its September meeting, the Colorado PERA Board of Trustees endorsed a package of reforms designed to reduce the overall risk profile of the plan and improve PERA’s funded status. This endorsement follows extensive analysis by the PERA Board and a statewide outreach effort with a range of stakeholders.
Oct 16, 2017
​Every year, Colorado PERA holds elections for seats on its Board of Trustees. In 2018, terms will expire for Trustees in the School and Local Government Divisions as well as the State Division seat held by a member employed in Higher Education.

Inactive Member News

Nov 30, 2016
Go to www.copera.org/paperless . Enter your Social Security number and email address. Click submit.
Nov 30, 2016
You can now opt in to a new program that adds an extra layer of security when you access your Colorado PERA account. Multifactor...