As a hybrid defined benefit plan, Colorado PERA provides you with comprehensive benefits and helps you navigate the road to retirement.

Welcome PERA Members

As a PERA member, you contribute a percentage of every paycheck to PERA. In exchange, you’ll receive a lifetime defined benefit payment, sometimes called a pension, at retirement.* Beyond that monthly benefit check, PERA also provides built-in benefits like survivor and disability benefit programs.* And you have options for additional financial security, by enrolling in our life insurance and PERAPlus 401(k) and 457 Plans or purchasing service credit.

On this page, you will find the tools and information you need to map your retirement–whether it’s years away or just around the corner.

* For members of PERA's Defined Benefit Plan. If you were eligible for PERAChoice and elected to participate in the PERA DC Plan, see Your PERA Benefits - PERAChoice Provisions or the PERA Defined Contribution (DC) Plan page for information on your benefits.

Leaving PERA-Covered Employment

Purchasing Service Credit

Preparing for Retirement

Colorado PERA and Social Security

Colorado PERA and Social Security


PERAPlus and DC Plans

The PERAPlus 401(k) and 457 Plans are voluntary retirement savings programs offered by PERA. The PERA DC Plan is available for certain employees who are eligible for PERAChoice.


Active members are eligible to enroll in PERACare if their employer has joined the program and they meet the employer's eligibility requirements.

Life Insurance

PERA offers an optional decreasing term life insurance program administered by Unum.

Member Insights


Mar 16, 2018
On March 7, 2018, Senate Bill (SB) 18-200 was introduced. The intent of the legislation is to improve PERA's funded status and lower...
Mar 15, 2018
Colorado PERA Interim Executive Director Ron Baker was recently elected to the Board of Directors for the Council of Institutional Investors.

Member Report

Mar 9, 2018
The Government Finance Officers Association of the United States and Canada (GFOA) awarded the Certificate of Achievement for Excellence in Financial Reporting to Colorado PERA for its Comprehensive Annual Financial Report (CAFR) for the year ending December 31, 2016.
Mar 9, 2018
We all have bills to pay. And when you die, those bills don’t go away. Life insurance is an important way to protect the financial future of your loved ones.

Inactive Member News

Nov 30, 2016
You can now opt in to a new program that adds an extra layer of security when you access your Colorado PERA account. Multifactor...
Nov 30, 2016
An updated version of the Your PERA Benefits booklet is available online. Your PERA Benefits contains everything you need to know...