Colorado PERA's Long-Term Care Program

About PERA's Long-Term Care Program

PERA offered a long-term care program to members, retirees, and their eligible family members from January 1998 through November 2010.  The program is now closed to new applicants.  Existing policies remain in force as long as premiums are paid.

After MetLife, the latest insurer, announced that it was discontinuing the sale of long-term care insurance products, PERA conducted an extensive review of the long-term care insurance market.  Many carriers have exited the market over the years, and the long-term care insurance industry continues to be challenged.  The PERA Board of Trustees has determined that it will not be seeking a new insurer in the foreseeable future.

Members and retirees who are interested in long-term care insurance are encouraged to consult with their personal financial planners and/or insurance agents about individual products that might be available.

Contact Information for Closed Long-Term Care Plans

From January 1998 through July 1999, MedAmerica was the insurer for Colorado PERA's Long-Term Care Program. If you have a long-term care policy with MedAmerica, please contact them at 1-800-500-9794 ext. 4135 if you have questions about your policy.

From August 2000 through October 2008, Penn Treaty and American Network Insurance Company (ANIC) were the insurers for Colorado PERA's Long-Term Care Program. If you have a long-term care policy with Penn Treaty or ANIC, please contact them at 1-800-362-0700 if you have questions about your policy.

On March 13, 2009, Penn Treaty and ANIC were placed into rehabilitation by Orders of the Commonwealth Court of Pennsylvania. These rehabilitation orders place the companies under control of Pennsylvania Insurance Department in order to oversee the financial situation, stabilize current operations, develop a rehabilitation plan to maximize the protection of policyholders, and plan for the companies’ future.

Current policyholders should call Policyholder Services at 1-800-362-0700 ext. 3190 for inquiries regarding the policyholder's premium, policy, or claim. For any questions concerning the rehabilitation, call the Pennsylvania Insurance Department's Office of Liquidations and Rehabilitations at 1-717-787-7823.

From April 2009 through November 2010, MetLife was the insurer for Colorado PERA's Long-Term Care Program. If you have a long-term care policy with MetLife and have questions about your policy, please contact them at 1-888-565-3761.