PERAPlus and DC Plan Information
General Plan Information (includes 2012 contribution limits)
General Plan Information
401(k) Plan
Enroll in the 401(k) Plan online
Complete the 401(k) Plan Beneficiary Designation Form
If you are working for a PERA-affiliated employer but are not a PERA member and you would like to enroll in the PERA 401(k) Plan, you must also complete the 401(k) Participant Information Form.
DC Plan
Determine how your contributions will be invested before ING receives your first contribution to the DC Plan.
Complete the DC Plan Beneficiary Designation Form
457 Plan
Colorado PERA 457 Plan Web site
Complete the 457 Plan Beneficiary Designation Form
If you are working for a 457 Plan affiliated-employer but are not a PERA member and you would like to enroll in the PERA 457 Plan, you must also complete the 457 Participant Information Form.
Benefit Estimate Assumptions
2012 Contribution Limits
In October, the Internal Revenue Service (IRS) announced the annual maximum contribution limits for tax year 2012. In general, limits changed for 2012 to account for inflation. For the PERAPlus 401(k) and 457 Plans, the limits are as follows:
2012 Limits |
2011 Limits |
|
Pre-Tax Contribution Limit |
$17,000 |
$16,500 |
Catch-Up Contribution Limit(For participants age 50 and older and who are contributing the maximum amount to the Plan) |
$5,500 |
$5,500 |
Plan Changes
Effective October 1, 2011, Colorado PERA made several changes to its 401(k), 457, and DC Plans. The 457 and 401(k) Plans are part of the new PERAPlus program. (The DC Plan remains separate.) Be sure to review the following information carefully and consider how it may affect your retirement planning and your overall financial plan.
Information Mailed to Participants in August:
- More Information on 401(k) Plan Changes
- More Information on 457 Plan Changes
- More Information on DC Plan Changes
Additional Transition Information:
- PERAdvantage Fees
- Upcoming PERAPlus/DC Plan Transition Meetings
- Frequently Asked Questions About PERAPlus and PERAdvantage
Information Mailed to Participants in June:
Fund Fact Sheets
- PERAdvantage Income Fund
- PERAdvantage 2015 Fund
- PERAdvantage 2020 Fund
- PERAdvantage 2025 Fund
- PERAdvantage 2030 Fund
- PERAdvantage 2035 Fund
- PERAdvantage 2040 Fund
- PERAdvantage 2045 Fund
- PERAdvantage 2050 Fund
- PERAdvantage 2055 Fund
- PERAdvantage Capital Preservation Fund
- PERAdvantage Fixed Income Fund
- PERAdvantage Real Return Fund
- PERAdvantage U.S. Large Cap Stock Fund
- PERAdvantage International Stock Fund
- PERAdvantage U.S. Small and Mid Cap Stock Fund
- PERAdvantage SRI Fund
To watch a pre-recorded Webinar, click on the image below: